An official website of the State of North Dakota
How much is too much student loan debt?
Financial advisors recommend that your monthly student loan payment be no more than 8% of the gross income you will receive with your certificate, diploma or degree when you graduate. Use our calculator to figure the total amount.
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Step 1:
Research. Know the facts before you make career and student loan decisions.
Student Loans
There’s a whole new vocabulary that comes with taking out a student loan. Understand your commitment before signing the agreement.
Financial Education
Making good financial decisions every step in your journey simplifies life. Ask the right questions so you can be successful.
Resources
Learn about scholarships, the FAFSA, planning for college and much more!
Step 2:
Have more questions? Let’s Chat. Connect with us Monday through Friday from 8 a.m. to 5 p.m. CT.
Call Us
(833) 397-0311
Email Us
studentloans@nd.gov
Start A Live Chat
When active, connect by using the icon in the lower right corner to connect.
Step 3:
Take action. I’m ready to:
Hear the stories of our Be Confident ambassadors
Smart with My Money
